[Karen37a]

Since we have all beat the backdooring questions posts to death.

I wanted to make a quick comment.

There is a difference between "selling up front" and handing over your file for a quote when the client has no clue to what they are getting into and will say NO.

Some of these Credit companies like Credit Karma...or personal loan companies like Prosper refer their clients to certain A paper companies

So every time someone recommends a merchant to go to something as simplistic as credit karma...you are HANDING OVER A LEAD to someone who eventually refers business to someone else AROUND you.( I do not know how their systems or referrals work, I just know they are a huge Referal source to companies )

Any company, website etc etc that turns into a Referal to MCA company is your competition

Do not do business with them and stop the unwitting handing over of billions of dollars.

Be careful who you run credit with...some are a lead generation machine. Go straight to the source or someone who doesn't pass referrals.


Also if a bank is going to do small business loans...steer your processing and merchants away.

Cut off the lead generation machine and make them HIT THE PHONE.