you are correct ..NEVER DID I SAY 5K AND 130K SAME.. What i do say is funding with mantis 130K and 30K are done with the same ease and guidelines. (my underwriter claims 130K is actually easier to drop the wire).... 5K's have a separate department that focuses on MICRO-FUNDING (UNDER 12K) and i'm told we probably have one of the largest micro-portfolio's in MCA..