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Some Brief Underwriting Guidelines:

Program Length

140 days (Exceptions can be made)

Positions

1st – 7th

Min. Time in Business

3 months

Required Bank Statements

3 Months from all accounts

Minimum Credit Score

None

Min. Days of Deposits

3

Min. Monthly Bank Deposits

$18,500

Funding Amount

$10,000 - $500,000 (Over $150,000 Syndicated)

Min. Avg Daily Balances

variable

Max Negative Days Per Month

4
Max Monthly NSFs

9
Judgments/Liens

Yes – Payment Plans Only

Credit Card Splits

Yes

Restricted Industries

None

Background

No violent crimes or financial/fraud felonies

Bankruptcies

Discharged okay / No Dismissed bankruptcies within the last 2 years

Credit Report

No major delinquencies