560 Fico
Paying $1000 per month on back child support
Monthly deposits: 40k per month
6 negative days per month
CC sales: 16k per month

Has 2 offers both on CC sales with lock box
15k approval 10% holdback 22k repayment
18k approval 22% holdback 24k repayment

Likes the first deal more than the second because of the holdback amount

Anyone out there that might to better?

thanks