[CraaaCraaa Radio]

Please note that we do have some outdated content on the website in places, we can now go up to $1mm on high quality regular deals (does not apply to consolidation program). We currently do not have a formal cap for the zero-net consolidation program but yes once we get above $100k we want to see overall higher 'cleanliness' in the file, higher credit, more revenue, older biz etc etc.

I'm going to post our 'smell test' for the zero-net consolidation program below to avoid confusion. Again this program is not easy to qualify for but if your merchant does check the boxes it is much much better than a perverse consolidation. You can get up to 13.20% and it can cut your merchant's payments significantly more than a perverse consolidation goes since we can go 8-11mo in this structure. If you've got a merchant that hits at least 5 of these you should at least check to try and get the full consolidation first.

a. In business at least 3 years

b. Owner FICO 599+

c. No more than 80% combined balances to monthly gross sales/net deposits

d. Debt burden test: On paper refi’ing the current balance at a 10mo 1.35 reduces the current daily payments by at least 50%

e. Max 4 negative days in last 60 days of bank

f. Has not taken a new advance within last 30 business days, i.e. 1.5 months.

I don't know Lendovo

Paying 7 Funders off how much did merchant net? In this industry doing a full consolidation and paying off all those lenders seems unreal. Tough for me to even think is possible, but I may be wrong... Maybe!!!

I can assume your website is up to date with the correct funding advance max amount you provide, correct?

[Lendvo]

I don't know Lendovo

Paying 7 Funders off how much did merchant net? In this industry doing a full consolidation and paying off all those lenders seems unreal. Tough for me to even think is possible, but I may be wrong... Maybe!!!

I can assume your website is up to date with the correct funding advance max amount you provide, correct?

Merchant netted 0, goose egg, that's why is called a zero-net consolidation. Should be your first stop before a perverse consolidation. Feel free to call us if you want to talk about the program: 571-388-2870.

[CraaaCraaa Radio]

Merchant netted 0, goose egg, that's why is called a zero-net consolidation. Should be your first stop before a perverse consolidation. Feel free to call us if you want to talk about the program: 571-388-2870.

Hmmmmmmmm. Your box is so tight, it's tighter than two coats of paint!!!








It doesn't matter what they saaaaaaaaaaaaayyyyyyyyyyy

[Lendvo]

Hmmmmmmmm. Your box is so tight, it's tighter than two coats of paint!!!








It doesn't matter what they saaaaaaaaaaaaayyyyyyyyyyy

Yet we keep funding more and more of them, quarter after quarter.

We decline 8 out of 10 consolidation apps, but it's an awesome product if your deal fits.

Anyone interested please give us a ring or email: 571-388-2870 / support@lendvo.com.