Has anyone been able to negotiate CAN to full commission on renewals. I had them budge from 3% - 5% but that's still ****. I think the 50% commission on renewal is a joke. It's the lender basically incentivizing you to bring the client elsewhere and get full commission. It's such bad business and makes no sense. Not very smart in my opinion. There are many many lenders that offer full commission on re-ups and more and more popping up every day so choose your lenders wisely. Once they see the business dropping they will know why and eventually turn around.