[Jared_Weitz]

I really don't know any funders that do add-ons. I only see add-ons done for good clients that are not yet eligible for renewal. Pretty much every funder steers merchants to do renewals and my merchants don't really seem to care. They just care about how much money they will net and whether they can afford the monthly payments.

there are actually a few good funders out there still offering the option of either or. Of course a funder will qualify a merchant faster if they take the renewal but I do know some sensible funders still offering it. Some funders like an ODC for instance can't offer a re-up as they do not have the margins to do so.