Quote Originally Posted by HannahBernstein View Post
Hello everyone, I am new to posting on the forum but have been following this forum for some time. As I build my portfolio, these complicated questions arise: What are the real differences between renewals vs. add-ons? As an ISO which option should I offer aka which option makes me more money? How do I explain the difference to the merchant, money wise, or do I even have to explain?

-Hannah B.
The quick answer? Add-Ons are better for merchant, Refi's are better for fund and rep