[jake2276]

TVT (as an example) - Has their company name on the COJ
Yet the Shipping Label for the COJ goes to where everyone on the yellowstone platform goes

Its their money, lent at their discretion..... just on A PLATFORM. This is not white labeling.

I would say the difference is as follows

some companies have there own underwriters etc, they just use another persons platform, i cant speak for vital as i do not know.

The white label that people should avoid, are companies that dont underwrite but simply piggy back off of others underwriting and are just regurgitating someone elses approval on paper that appears to be theirs.