[WestCoastFunding]

How do you know who is white labeling, when on some deals you only find out until they send you the COJ.

I guess there's no perfect way to tell. Essentially, we know who all the top players are. If I'm unsure I'll look them up on here. If I don't get the answer I'm seeking - especially when it comes to the new guys - I start off by assuming they're white-labeling. Then I look at the ISO agreement: does it look like the YSC template that we've all seen? When you ask what their box is, and they recite the box of the main funders that allow white-labeling, thats a tell. I also look to how the commission is structured.