Its all about "Adapt or Die". The definition of Broker is ever-changing. Either we adapt to change or we get left by the wayside. I personally think its a great time to be a Broker! The current market just means we need to up our game in order to stand out. There will always be clientele that prefers to pick up the phone and talk to their "Advisor" versus simply being a number. This business is all about nurturing relationships....and website has yet to develop that ability.