Wouldn't now be the best time to be a "broker"? This is my first post but not my first time on the forums. I've been following and reading up on the changes and opinions of others for months without speaking a word. The term "Broker" scared me away at first. You think- no one wants to work with a broker when they can find the source directly. But then you think, what if that one source doesn't approve what you want... on to the next? So being a broker is a good thing! UNFORTUNATELY though- there are many greedy horrible brokers out there that give the good guys a bad name. It's all about representation of yourself and how your represent the lenders/products that you are brokering for them.