1.Fund loans with a Genie Check, anytime 24x7x365; face-to-face, online, or by phone (for a flat fee of $5.00).

2.Cash your customers’ Genie Checks and deposit the proceeds back to your account in real-time (for a flat fee of $5.00).

3.Fund loans, in real-time, by sending a P2P payment, anytime 24x7x365 (for a flat fee of $5.00)

4.Offer your customers a FREE Genie Checking account to receive loan proceeds in real-time and pay their personal bills online in minutes, using their own Genie Checks.

Check Cashing / Payday Loan stores when making a loan to a consumer will be able to give them a Genie Check which they can deposit at their own bank or they can ask that their Genie Check be cashed right at the check cashing store minutes after they received their Genie Check.