[JSL23]

Does anyone on this board challenge my position that IF a merchant qualifies for a 3 - 5 year loan w/out any prepayment penalty they are better off then with an MCA or daily debit product ? And it takes right about the same amount of time to get the money.

Define "About the same amount of time."

In most instances, the 5-7% of Merchants that qualify would be better off with a long-term program, obviously. Those that do qualify usually don't turn to us in the first place

Your turn: Your blogs I have read explains MCA as if it is a traditional loan, repeatedly applying an APR to it. Why don't you explain that it is technically not a loan? Do you not trust your readers to understand or are you just trying to steer people away from our product?