I think I see that exact type of scenario playing out again, except i see it playing out with a 3-5 year player(s), and CAN and On Deck going longer and cheaper and looking for ways to cut cost.

I do not think they are today, but they will/may be in the future, and if you are right and they do have a hard time, then much easier to go down on turn then extend turn, so then they truly do become competitors?

Sending PM