He is looking for around $100K or so to pay off some existing debt and install a kitchen in his store.

This Client has a current loan with OnDeck with a roughly $9K Balance
He has 4 or 5 more payments left on an Equipment Purchase that is costing him around $3500 a month

His FICO is around 696

He does experience overdrafts at times due to taking advantage of special deals from Meat Companies that enable him to buy at well below market rates. The Overdrafts are always taken care of very quickly.

He has had, and paid off, multiple loans from OnDeck, however he offered the funding opportunity to one of my Reps are they are friends.

I would like to find a home for thios guy with a loan product that is better than OnDeck's 20% if possible.