A non profit has entered the Alternative Lending space. Using the Alternative Lending model to allow small business with fast access to capital, while lowering the cost of borrowing for the small business.

http://www.businessweek.com/articles...-lenders-lunch

I think this makes for a very interesting approach. I do not think they take over the entire market by any means, but I do think in certain areas this may mean that current Alternative Lenders have their current base of business at risk, and renewals in the Alternative lending area is what keeps the lenders alive.

That being said, what do you think?