[Fundyman]

At one point, we were thinking of doing 10 points upfront and as many points as the broker wants after the deal pays off, so say a broker sells it at a 1.55 - the broker gets 10 upfront and 10 points when the deal pays off. Wondering if this would excite anyone..?

Definitely would provide incentive for a merchant not to stack; however, there would have to be a decent cap, making sure it's not driving the business OUT of business! Cause allowing such upsell can easily lead to a greed factor. I remember having spoken to a merchant who was once stuck @ a 1.79.