I guess to actually answer Carl's question and thesis, my answer would be heck-yes. Yes, I think that instant feedback is a great thing if they deliver (I don't know the current technology available -as most don't either- of course).

It does get very frustrating thinking that you've checked all the right buttons and boxes with a funder/lender only to get the "declined" email 6 hours later for something like having 4 deposits in a month rather than the minimum of 5 etc. Especially if you are not shotgunning files all over the street, which you shouldn't be. So yes, there is value here if you want to try to do business with Breakout or anyone else funding who might have a similar approach at some point.

And honestly, it is a smart move for them because they will be getting a heck of a lot of first looks at mostly suitable files due to the ease of use and hopefully educating brokers and referral partners on it.