Yes. If this type of feature is available (who some have) direct to merchant when applying, it should be available to those who “resell”. Based on future receivables - financial only offer. A true advance offer which from the very beginning was supposed to be based off the receivables then UW. Why? Resources ain’t cheap. No matter how many algorithms are built into a system a human eye/brain will always be needed .

Now with that being said - analyzing PDF bank statements via API or upload is not something that is brand new or far off. I think there are a lot more people in this space that are not aren't acquainted with the types of "software" concepts that are/were being built around this space. Still one of the biggest issues that arise with any type of innovation is having the minds support it while it's in motion.