And, at proper capacity, if the computer can't recognize it, the human couldn't either so, you have to re-request docs anyways.

Ok, so that right there is the game changer. I'm sure however that top down needs to meet bottom up in terms of client acquisition at some point. But where? At what level does the productivity gained by the lender/funder benefit the broker/ISO? Or better stated perhaps, broker/ISO does the same amount of work and recon, and actually may spend more time in the process than less all said and done. Yet Funder/Lender benefits from economies of automation.

Still, I am a buyer of the opportunity and real FinTech for once. Not the paper chase.