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08-17-2017, 02:24 PM #1
- Join Date
- Sep 2016
- Location
- Tampa
- Posts
- 6
What happens when they take a cash advance and they lose their 0% introductory rate, then the cash advance rate kicks in at 20+%?
This is a serious question, if you have a way around this please let me know.
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08-17-2017, 03:28 PM #2
- Join Date
- Feb 2017
- Posts
- 3,455
It's called a "balance transfer." Do NOT use cash advances. Look it up online - every credit card can do it. The CLIENT just pays the 3% fee instead of the store, that's all.
Use one card with 0 fees on convenience checks, and balance transfer in and out from it, just like an ATM.
For cards with 0 APR on purchases, use it for purchases.
It's pretty simple.
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