nearly 6 years in business, runs 5 delivery vehicles in major metro area in the South. Generates $50K per month and receives 8 monthly direct deposits each month, on Friday's. Good guy, but has low credit. Impressive aspect is he has had the same back account for 6 years.. started out generating $10K and has progressed nicely. Unfortunately has too many NSF's to qualify for daily, so my idea is to lockbox the fedex direct deposits, as the merchant does dictate where the deposits end up. Merchant loves this idea, just can't get a funder that is accustomed to lock boxing cc's to do this.. even though it's practically the same thing.. any direct lenders willing to look at this?