[Karen37a]

Its never going to change and If merchants didn't get bad advice some of us wouldn't be in business and wouldn't be valuable to the merchant.

...people are going to stack 4/5/6//7/8 >>> as far as they can go because most only care about the commission and the merchant only wants money and only comes to regret it AFTER he goes to the casino with the renovation/inventory money. Or when he has to pay it back (sometimes for any legitimate borrowing reason.)

Merchants stack themselves and go thru painstaking efforts to do so.
( so if the Iso broker doesn't do it, they are going straight to the Direct Funder if they didn't go already around their back or called and backdoored)

Then the merchant says" these brokers forced me to take more money", (even though they had to sign a contract send in documents, stips and re sign contract.)......"boo hoo Its their fault so I shouldn't have to pay it back its such high ((interest)) "

Anyone who has been in Finance for a long time experienced clients buying stocks ...when it went UP it was their idea and they are Gordon Gekko...when it goes DOWN you forced them and they are just a humble Sunday school teacher who shouldn't have been trading stocks and want their money back (.Stockbrokers vilified)

Same with Mortgages...UP UP UP...everyone was a refinancing /flipping home genius...DOWN ...the brokers tricked me into taking cash out and buying boats, cars, and jewelry.( ok, give the boat and car back ...NO WAY) ( Mortgage brokers vilified )

This is common. Hard to know whats going on from the outside which is why I never wanted regulators stepping in ( also chasing away institutional investors and hedge funds, perceived risk...making it harder to raise money)or new Funders who really haven't experienced the live flip flop clients who lie during the document collection phase.
Light bulb eventually goes off.