I have tried snap and SOS and they both declined due to poor credit....so her credit must be bad. I know there are no judgements, bk, tax lein issues. Local spa and salon for me, and they just paid off cap assist on 7/13. They have since added salons as a restricted industry. AVG. 16k/month gross. Looking for 10K. Elevate does not do salons, I know mcg would take a look at it but that would be last resort.