As folks signed up with us know, we have taken a different response to market fall-out and dislocation, specifically targeting near prime customers, and consistently putting out 18 and 24 month offers -- so our rates and terms have stayed as competitive as they have been (plus still no double dipping, revolving line of credit feature). Typically, those approved for that term would have the option of weekly pay or monthly pay with rates starting at 1% to 1.25%/month. Our monthly product has a minimum term of 12 months and max 24 months, and buy rates between 1.25%/mo and 2.5%/mo.