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  1. #1
    Wow! That's really great advise. I'll have to do the math. And forgive me if I sound naive, is "Stacking" legal or ethical?
    And how does one find the right fit, I never knew this was such a explosive industry. The last thing I want is to apply with
    what I believe to be a direct lender and end up with a broker that kills my credit ruined with inquiries.

    This has suddenly become very perplexing. Is there a way to get quotes with review of the business credit and bank statements, and
    when we find the right situation provide the personal credit info to prevent my personal credit getting multiple inquires. On Deck did
    a soft inquiry and had no effect on my score. My personal score is 720 and I'd like to keep it there

  2. #2
    Senior Member Reputation points: 820
    Join Date
    Jan 2013
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    Berlin, CT
    Posts
    191

    I see On Deck credit inquiries show on people's reports all the the time. The reason it probably didn't impact your score much or at all is because you have enough established trade history to balance the inquiry.

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