I have a customer who has had MCA's for nearly 2 years now and at this point he is paying just under $3000/day to MCA debt.

He has managed to not renew his two positions and is at the point where they expire within 3 weeks from today.

He is an engineer, a manufacturer, and a wholesaler/retailer of his custom manufactured product.

He is unable to collateralize his $1MM equity in his home because he already has a HELOC and another position, it'd be a 3rd position.

What type of traditional lending would not want collateral, but look at his business and payment history and say "Wow, this guy is a great payer - let's give him a shot!" ???

What is the best route to take him down? Is there anyone that would help broker this deal with me? All he is concerned with is getting a more traditional product, monthly payment, etc.