went into contract for 36 months term loan, but fell through last minute as well breakout couldn't give approval, personal credit is perfect 750-800.
here are the details
opened a 4th restaurant and requested a loan from American Express since they provided approval within 24 hours; however, their repayment term is a year at a very high interest rate. (wait till she sees what is really out there lol )

looking for $150,000 loan to be repaid in 18 mnths @18%-24% to payoff the two American Express loan, one under XXXXXXXXX Inc. with an estimated payoff as of today of $79,438.57 and the second one under XXXXXXXwith an estimated payoff as of today of $69,324.00.

Here is some information from the other 3 restaurants

XXX - Open Date: June 1, 2015
2016 Gross Annual Sales $ 1,593,497

XXX - Open Date: February 29, 2016
2016 Gross Annual Sales $1,075,866

XXXX - Open Date: June 19, 2017
June Sales from the 19th thru the 30th (12 days) $41,782.54
i was hoping to to bring to rapid on their 18 months top program but not in busness long enough ...
any suggestions other than MCA