Sorry I haven't been on here in a few days. Davinci I sent you an email. Thanks for the kind words Ariel, Micah & WestCoast. Our CC Split product is working very well for our merchants. Keep in mind we are also a processor so there is usually a savings to be had on the processing rates . ISO's receive lifetime residuals for the card processing when converted to Sterling Payment. We have in house support to help you get the merchants converted as painless as possible.