I have a client who does regular business with Pearl (not through me) and has a Pearl loan stacked on another Pearl loan. He just got a third behind the two Pearl loans and has a balance of approximately $300K outstanding.

FICO is 630. Has a large tax lien but is making payments on it and has been for a year. $4MM a year company with no real estate based collateral however despite paying nearly $35K a month in daily pays, hasn't missed a payment in 2.5 years. It's a staffing company for DoD

Dan already took a look at it and declined it a year ago. It's going to Richard. Bond Street barfed due to the tax lien. Did I miss anyone, lol? If not term loans is there anyone that can chop his payments and extend his term without increasing his principal?