chambo- that day isnt happening. smoke mirrors have gone on since the bz started- its the culture of the industry to inflate numbers. everyone does it and those who go and post all these huge volumes everyone behind the scenes is cutting those numbers in half as the real #s and taking 75% out as renewals not new deals on monthly annual reports. i get it- inflate and stick out your chests to try and get more brokers believing you have a secret sauce to funding more- can we all admit that the maj of #s reported is renewal business not new sourced deals that are taking on an advance for the first time?