2 deal killers

If you lease property for your business and you are requesting a loan of $26,000 or more, you will be required to get your landlord to sign a release. We will provide this release to you when you upload other required documentation.

If you apply for a SmartBiz SBA loan that is $26,000 or more, collateral is required (a lien on all fixed business assets including business owned real estate).

Landlords won't sign a release (what's in it for them?) and you need collateral.