I can match that offer starting at 9% Interest only, 1 year term, stated income, no mininum FICO (no more than 2 mortgage lates in 12 months, bankruptcies must be discharged, must own primary) loans for purchase or refi, minimum loan amount of $75k on a non-owner occ property. With the Appraisal fee waived until May 31st, 2017. Shoot me a pm or call 215-619-2543 or email Scott at sbuchholz@velocitymortgage.com . I'll send you our broker toolkit to pay you direct and you can Table Fund with us, too.