I had a broker call me on a deal that he was trying to get factoring for, but the client went dark. The client went dark because another factor was trying to clean out two MCAs of 400K on a $7mil business. He offered a $1.5mil facility charging 3% every 30 days on a 65 day AR turn and thought he was doing the company a favor..... So the client goes from expensive money to even more expensive money and the factor was acting like he was helping because he offered more money........ Unfortunately we never had the guy resurface..... We would have done that deal all-in at less than 12%.