[Chambo]

If you guys are all logging into bank for verification, what do you still require bank statements for then? Just get one, log in, and then you have all the data you need.

[Gini Co]

If you guys are all logging into bank for verification, what do you still require bank statements for then? Just get one, log in, and then you have all the data you need.

If you can get a merchant to give bank account login and password at the application stage before any offers have been made...by all means...hold the bank statements.