[Winning]

Whomever your agent is, they are treating you just fine. 1.573 on Card Not Present, you are in good hands.

LOL,, They didn't just give me that rate... I had to work and fight for it, and remain diligent in my pursuit to make it even lower. 12 years ago I was not on an interchange rate.. I did not even know what that meant.. But I learned what it was and how it worked. Then asked my agent about it, and over the years have made strategic decisions to get me where I am as regard to the rate I am at. I am very grateful that some of the members here have PM'ed, and are trying to see if they can do a better deal for me.

If I left to my agent I would be in a flat rate 3% and 2 day funding plan, leasing equipment etc...