Since this original post was from 6 weeks ago I wonder if this challenge still exists. Having said that it's interesting to see the different perspectives posted.

The revenue and the FICO are small pieces of information in terms of trying to understand the global situation/possible solutions available. The $1M in debt gives me more data, but without understanding the business, their gross profit margin, the state they're located in, whether or not sales are trending up or down, how can anyone even venture a guess as to how to help?