I've posted information on line about this twice. I guess because I did't get started in 2008 as a business loan/commercial loan broker my response doesn't count. I have a lender that I work with that can close the deal in 30 to 45 days. No due diligence fees approvals in 24 hours in most cases and this a stated income/asset product. These terms are fully amortized out to 30 years with a 6.9 start and a 13% high. Lower than any MCA that you will find stated. Loans go up to 5 mil on any commercial asset. 680 middle score will get you 70% LTV and 700+ will get 75% LTV on houses or Commercial. PM me if interested. Again.