Jstarr,

Are the fees high, absolutely. But you are failing to grasp the main reason for this. Put yourself in the high-risk market, these deals are dirtier than a pig in mud. Bad credit, bad cash flow, risky industry, seasonal, tax liens, criminal background. Before you fund a high-risk deal through yellowstone or pearl etc...the question you should be pondering is "would i fund this merchant with my own money?" My bet is 99x the answer would be no. Yet they get funded, commissions go into your account.... If anything you should be thanking them.

Side Note: So many of these deals go sour fast, so they take additional money off the top to offset the bad debt ratio.

Just a thought