LoanMe offers extremely flexible products not replicated in the marketplace today. Borrowers can control their total cost of capital, without being forced to take a shorter term product which mostly offers daily/weekly payments. LoanMe only offers monthly payments and longer terms.

Longer terms mean lower minimum monthly payments giving borrowers back their day-to-day liquidity and cash flow. A typical LoanMe monthly payment is 1/2 to 1/3 of what an MCA's monthly responsibility would be, so businesses can operate more freely.

LoanMe's simple interest term loans offers no pre-payment penalties. Interest accrues on a daily basis. From an interest perspective, borrowers are only responsible for the amount of interest accrued for the # of days, weeks, months or years they keep the funds for. This makes the LoanMe product one of the most practical and ideal products for the ever-changing landscape of running a business.

LoanMe offers same-day funding and can fund a file in as soon as 4 hours!

We can fund businesses up to 2x and 3x their gross monthly business income with Loan sizes ranging from $3,500 to $250,000.

LoanMe has many tools to educate borrowers on how to use these products responsibly. This includes public facing examples directly on the LoanMe website (www.loanme.com) of how our simple interest term loans apply to a borrower paying off in 10 days, 6 months, or keeping it for the full 10 year term.

Useful Links:
www.loanme.com/smallbusiness/rates
www.loanme.com/loancalculator

General Guidelines:
Industries: all "For-Profit" businesses, no SIC/industry restrictions
Minimum FICO: 500+
Minimum TIB: (2) months for product#1-3, (0) for product #4
Must have a business bank account
Minimum ownership: 25%
Bankruptcies: Discharged is ok- no seasoning required
Minimum # of deposits: (1) per month
NSF, Ending Daily Balance, Negative Days: Not assessed the same way as daily payment products.


Here are some of our product highlights:

#1 Simple Interest Term Loans
Loan Sizes: $3,500-$75,000
Annual Interest Rates: 24%-149%
Origination fee: 5-10%
Term: 2-10 years
Monthly Payments
No Pre-payment penalties
Funding in 31 states
Unsecured Loan

#2 Prime Term Loans
Loan Sizes: $76,000-$250,000
Annual Interest Rates: 14.9%-24.9%
Origination fee: 15%
Term: 10 years
Monthly Payments
No Pre-payment penalties
California Only
Blanket UCC filed

#3 Fixed Payback Loans "MCA Look-A-Like"
Loan Sizes: $4,000-$50,000
Interest Rate: 0.00%
Origination Fee: 14-35%
Terms from 6-12 months
Monthly Payments
Funding in 29 states
Unsecured Loan
More info here: http://conta.cc/28NmNfb

#4 (6) Months No Payment Loan
Loan Sizes: $37,500-$50,000
Interest Rate: 0.00%
Origination Fee: 33%
Terms: 6 months
California Only
Blanket UCC filed
Designed for good credit startups with no income
TIB: must have LLC or Inc. setup, and a business bank account

Example of #4:
$50,000 loan
33% origination fee is $16,500
$33,500 net funded
No payments required during 6 month term.
$50,000 is due at end of 6 month term.

Feel free to give us a call at 949-535-7798 to go over any scenarios you may have with clients you are trying to place.
We look forward to working with you.