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  1. #1
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    Industry cliches we need to retire...

    I'll start the list:

    #1 "wheelhouse"
    #2 "reach out"
    #3 "pre-approval"
    #4 "circle back"

  2. #2
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    Awesome, I use most of those on a regular basis

  3. #3
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    Quote Originally Posted by AndyYSCISOdept View Post
    Awesome, I use most of those on a regular basis
    Me too.

  4. #4
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by FUNd View Post
    I'll start the list:

    #1 "wheelhouse"
    #2 "reach out"
    #3 "pre-approval"
    #4 "circle back"
    "outside our box"
    A,B,C,D,F PAPER-- I am doing this a while a consider myself to have a very good grasp of underwriting and what banks want to see. Outside of "A" paper does anyone actually have a clue what banks mean when they use these other letters?
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  5. #5
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    Not a clue

  6. #6
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    in truth, what is A to me might be F to someone else...so I think that the whole "letter grade" system is a farce.

  7. #7
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by AndyYSCISOdept View Post
    in truth, what is A to me might be F to someone else...so I think that the whole "letter grade" system is a farce.
    100% agree with you, and everyone uses them when in reality nobody has a clue what they mean.. Really lets be honest wtf is "C" paper.
    Last edited by J.Celifarco; 03-08-2016 at 10:38 AM.
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  8. #8

  9. #9
    Senior Member Reputation points: 5987 Regium's Avatar
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    "up to 8th position!"

  10. #10
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by Mikhail Suley View Post
    "up to 8th position!"
    that saying doesn't need to be retired any company offering to consider them, the whole company needs to be retired
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  11. #11
    Senior Member Reputation points: 5987 Regium's Avatar
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    Quote Originally Posted by J.Celifarco View Post
    that saying doesn't need to be retired any company offering to consider them, the whole company needs to be retired
    touché..

  12. #12
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    The problem with retiring said company is that 8 others with groups of their former employees open up in boiler rooms in Brooklyn and they all offer "Up to 8th Position"

  13. #13
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by AndyYSCISOdept View Post
    The problem with retiring said company is that 8 others with groups of their former employees open up in boiler rooms in Brooklyn and they all offer "Up to 8th Position"
    also true, but at least these aren't throwing letters around
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  14. #14
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    "We can fund this!" when said following a post containing little to no info on the merchant

  15. #15
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by bsmith View Post
    "We can fund this!" when said following a post containing little to no info on the merchant
    definitely should be put on the list
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  16. #16
    Senior Member Reputation points: 32550 Funder Mark's Avatar
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    The guy who always says: If its medical...

    Or the WBL reps who say: This would be a great fit for WBL, if there is real estate...

  17. #17
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by Funder Mark View Post
    The guy who always says: If its medical...

    Or the WBL reps who say: This would be a great fit for WBL, if there is real estate...
    call me crazy but I kind of enjoy watching 6 different WBL reps reply to the same post saying the same thing.. I would miss that I think
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  18. #18
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    Quote Originally Posted by Funder Mark View Post
    The guy who always says: If its medical...

    Or the WBL reps who say: This would be a great fit for WBL, if there is real estate...
    if its medical guy . drives me nuts . never answers any questions or pm and admin just lets him keep spamming

  19. #19
    Senior Member Reputation points: 32550 Funder Mark's Avatar
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    Quote Originally Posted by J.Celifarco View Post
    call me crazy but I kind of enjoy watching 6 different WBL reps reply to the same post saying the same thing.. I would miss that I think
    Sorry John, you are crazy, and yes, that is my official diagnosis...

  20. #20
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    Quote Originally Posted by J.Celifarco View Post
    call me crazy but I kind of enjoy watching 6 different WBL reps reply to the same post saying the same thing.. I would miss that I think
    i agree and don't forget anonymous signature

  21. #21
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    double digit commissions .
    3 years ago that was big ,now i don't have a single regular lender that isn't

  22. #22
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Quote Originally Posted by Funder Mark View Post
    Sorry John, you are crazy, and yes, that is my official diagnosis...
    LOL fair
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

  23. #23
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    I have had my head down working on some deals, but I am compelled to reply to this..... Calling a business owner "Your Client" when you don't know what they do, have little to no information on them, clearly do not understand their need, and is in no way in control of any process.
    Hedley Lamarr......That's Hedley

  24. #24
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    "We fund deals others wont!"

  25. #25
    Veteran Reputation points: 157541 J.Celifarco's Avatar
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    Where is Chambo on this, he has got to have a few good ones
    John Celifarco
    Managing Partner
    Horizon Funding Group

    3423 Ave S
    Brooklyn, NY 11234
    T: (347) 773-3990 | F: (718) 795-1990
    Linkedin: Profile
    Email: john@horizonfundinggroup.com

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