SBA 7(a) Working Capital Loans
Expedited and affordable capital for expanding businesses.

Business owners can access preferred SBA 7(a) working capital up to $350,000 for operating costs, expansion, debt consolidation, or any business need.

Documentation is streamlined requiring only a completed application, the most recent business and personal tax return, and the past six months business bank statements in many cases.
This is expedited financing that can be delivered in as fast as 2 weeks.


Business Financing from $25,000 to $350,000.
Low interest rates priced at Prime + 2.75% to 3.75%.
600 credit score minimum (170+SBSS score minimum).
Nationwide lending footprint, all 50 states + D.C. (no population restrictions).
Prequalify for financing in minutes without an impact to credit.
Maximum 4th position lien on all business assets required.
10-year full amortized financing term.
$100,000 minimum annual revenue required (sole proprietors must have 50% of revenue form more than one source).
2 years minimum time in business based on filed tax returns.
No Merchant Cash Advances (MCAs) allowed in the last 6 months.
Monthly loan repayment and no prepayment penalty.
Tech-powered lending process with personalized human support.
No hard collateral required.
Most business types are eligible (SBA requirements and other restrictions

Contact us to learn more about SBA WORKING CAPITAL LOAN options or to submit your request today!


Dave Lambert, Broker
FC Financial LLC
1-727-233-1111
[email protected]