Need 48 Mth Lender (Alternative to Kapitus)

**Quickfunder** · 08-22-2025, 03:12 PM

Who besides Kapitus is going out this far?

**Yankeeman07** · 08-22-2025, 04:37 PM

Originally Posted by Quickfunder

Who besides Kapitus is going out this far?

48 Month Loan would be a Term Loan or possible SBA.

You don't provide much in details -

**Quickfunder** · 08-22-2025, 04:53 PM

Originally Posted by Yankeeman07

48 Month Loan would be a Term Loan or possible SBA.

You don't provide much in details -

Kapitus offers 48 mth terms. On Deck and most others do not. I am trying to see if anyone has an alternative to Kapitus. What other details are needed?

**Yankeeman07** · 08-23-2025, 10:42 AM

Originally Posted by Quickfunder

Kapitus offers 48 mth terms. On Deck and most others do not. I am trying to see if anyone has an alternative to Kapitus. What other details are needed?

T.IB?
State?
Amount Needed?
Tax Returns ?
Showing A Profit?
Debt Schedule?

Typical information that would be required any lender would request.

**Quickfunder** · 08-23-2025, 06:00 PM

Originally Posted by Yankeeman07

T.IB?
State?
Amount Needed?
Tax Returns ?
Showing A Profit?
Debt Schedule?

Typical information that would be required any lender would request.

No, none of this is relevant. Nor is the merchant's blood-type. I'm not asking if the merchant qualifies. I'm asking what lenders can compete with Kapitus on term length.

**Yankeeman07** · 08-24-2025, 11:55 AM

Originally Posted by Quickfunder

No, none of this is relevant. Nor is the merchant's blood-type. I'm not asking if the merchant qualifies. I'm asking what lenders can compete with Kapitus on term length.

Per their web site - Daily, weekly, and monthly payment options; average terms from 6 months to 36 months (product dependent).

**MJames** · 08-25-2025, 09:50 AM

iBusiness term loans, may take 5-10 days but can go out 7 years on some files. Typically getting 48 month offers right now

**Patrick1puleo** · 09-03-2025, 10:14 AM

I have a lender that does 48 months up to 500k

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Need 48 Mth Lender (Alternative to Kapitus)

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