Hard Inquiry removal company
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  1. #1
    Member Reputation points: 4934
    Join Date
    Jun 2020
    Location
    Missouri
    Posts
    63

    Hard Inquiry removal company

    Which company is the best for removing unwarranted hard inquires? I have a client with a PERFECT payment history who had a 760 - 780 FICO score in May of last year. June 1, he completed an application to possibly purchase a vehicle and a few weeks later, completed another one to look into purchasing a vehicle for his fiancee. In the last few months, his scores dropped down to 590 and he had no clue as to why. Yesterday, I had him pull his credit and what we found is, from June 1 until September 27th, these folks sent his application out to FORTY different auto financing companies without his knowledge! These inquires dropped his scores by over 160 points! He has been turned down in his efforts to purchase additional equipment for his business which would add $150,000 addition revenue per month, all because of his credit. He did almost $1MM last year and these two additional rigs would increase his annual revenues to $2MM+. He needs to get those hard pulls removed.

    Tom Harrier
    Integrity Commercial Loans, LLC
    407-928-8542
    broker@tomharrier.net

  2. #2
    Senior Member Reputation points: 100740 Olderguy's Avatar
    Join Date
    Sep 2021
    Location
    Irvine, CA
    Posts
    2,744

    If you send the file to Tony, he can do a rapid rescore and advise what he needs to do to get his score to the point to get a decent loan. He can tell you if anything can impact the number if inquiries.
    Last edited by Olderguy; 01-10-2025 at 03:09 PM.
    Steve Benjamin
    Professional Business Loans

    522 Contessa
    Irvine, CA 92620
    steveprobiz@gmail.com
    https://probizloans.net/
    Broker, Underwriter, general business loan expert
    949.228.1050


    @ 24 hour funding working capital loans
    @ Term loans from 3 years to 10 years at 9.5% and up
    @ Equipment financing up to 7 years
    @ Property loans - Hard Money and traditional - Primary, Investment, commercial, land, fix and flip, construction.
    @ SBA loans - 7A and 504.
    @ Private money equity and debt for major investments
    @ Personal Loans up to gross income from personal tax return.

  3. #3
    I own a credit repair company - reach out to me via DM so we can exchange contact.

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