Have a Merchant in California they do Auto, Truck, and Trailer sales. Been in business for over 20 years and there are 2 owners. One of the owners credit is good and the other had a personal bankruptcy a little under 2 years ago which was discharged. Business is doing about 120,000-150,000 per month in sales. Daily balances are very strong and no NSF's or negative days. They have a 1st position now which they owe about $38,000. They are looking to consolidate the first position and take additional 40,000 for a total of 80,000 advance. They had an offer on the table for 100k for 6 months which they turned down because they are looking for something longer for 12 months....I may be able to push them to do 9 months if 12 isnt possible. Anyone out there that would be able to do such a deal?