I have a merchant who is in the market for an $800,000 term loan.

He has a hotel he's willing to put up for collateral that is worth 4.5mil that he owes 1.5 mil on, and another property worth 2.3 mil that he owes 1.6 mil on.

His company is only averaging 30k per month. Let me know if there is anything I can do here.