[davis3003]

The merchant has a cc split and is looking for a second-position ach deal.

1. October - $36,106 in deposits/ 6 days negative/ $2018 ending balance/ $1,252 avg. monthly balance
2. September - $71,969 minus a $25,000 cash advance deposit ($46969) / 5 days negative/ $2355 ending balance/ $4,889 avg. monthly balance
3. August - $49,927,106 in deposits/ 4 days negative/ $1,375 ending balance/ $1,535 avg. monthly balance

[BR-Nightmare]

Anything you stack this with will default in days.

It would be senile to fund a Merchant that still has more than 5 negative days AFTER being funded $25k.

That's piss poor money management.

[closer129]

I am glad to see there are other people that sees things like that. And he has a cc split so if the sales drop his payments drops and he still has poor daily balances. Anyone that gives the merchant a stack is only putting the merchant in a worse spot that he already is in.

[NotALoan]

Forget negative days. How many NSFs does he have per month? I don't care if the merchant's balance is negative or if he has overdrafts as long as the bank is paying my debit. If he has returned items even after being funded $25K, I wouldn't touch it with a ten foot pole. Also, notice that in September, he ended the month with only $2355 even after getting $25K. He's running through the funds too quickly.

[Asherfunding]

shoot me an email with more information looks like something I can help you with

[HighRisk Funder]

This deal is very doable, reach out to me at the info below

[davis3003]

shoot me an email with more information looks like something I can help you with

Let me know what else you would like to know.

[BR-Nightmare]

Let me know what else you would like to know.

Please tread with caution here.

Take it from an actual underwriter.

[funfunder1]

Sounds like this is a prefect fit for hybrid
Email us today kevin@hybridadvancellc.com

[Tyler | Capitalize]

Capitalize can potentially do something here.

Reach out to tyler@capitalizegroup.com