Hard Money Lender here we specialize in business purpose loan but we do have a owner occupied program with a foreclosure bailout feature to save your foreclosure clients. Our no income doc program is strictly for the business purpose loans. Our fico minimum is 350 owner occupied and 550 Non Owner Occupied 90% LTV we approve files that fits into its own box!


 Non warrantable condos
 Condotels
 Mix Use / Commercial / Office / Retail
 Foreign National & ITIN borrowers
 No minimum credit lines, no minimum history of credit lines required
 No reserve requirements
 Flexible alt. income docs & no income verified program
 Max 90% LTVs
 FICO as low as 350
 BK discharged less than a year ago
 Rural properties & Airbnb rentals
 Major mortgage delinquencies – OK
 First time investors without VOR
 Up to 8 Million Dollar Loan

Cynthia Gray
Athas capital
Contact 818-930-5562