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  1. #26
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by ridextreme View Post
    The phone number is nothing. What about all the merchants who submit fake bank statements altogether which is a felony and nothing ever happens to them?
    that is where stellar uw comes in
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  2. #27
    Senior Member Reputation points: 99227 ridextreme's Avatar
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    Quote Originally Posted by CraaaCraaa Radio View Post
    that is where stellar uw comes in
    I'm talking about the one's that were proven, by UW, to be fake.

  3. #28
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    Quote Originally Posted by Bcooper View Post
    you really are an idiot dave. you arent falsifying an app by whiting out a phone number and email.
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    Dave Lambert, Business Development
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    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  4. #29
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    protecting your hard work and repore that you established with the merchant, from thieves that backdoor submissions for a couple of extra coins.

    in addition protecting your merchant from being bombarded by savages that have no ethics or respect for another iso's hard work.

    not every funder in the industry goes through this...but we have alot of snakes in disguise that often takes side deals for pure financial gain...its a shame but very true.

    what do you call someone that takes an app and sends it to another iso?

    a thief
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  5. #30
    Senior Member Reputation points: 99227 ridextreme's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    Can a merchant get sued or prosecuted for signing an app with the wrong phone number? Asking for a friend.

  6. #31
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    Quote Originally Posted by Yankeeman07 View Post
    Interesting - what do you call changing a merchants information on an application that was signed by the business owner?
    I just call people like you tools.
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  7. #32
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    Quote Originally Posted by ridextreme View Post
    Can a merchant get sued or prosecuted for signing an app with the wrong phone number? Asking for a friend.
    no bro. you can put your phone number on their application as their agent. this goes on in many other financial sectors than MCAs which are really a joke to the rest of the world anyway.
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  8. #33
    Quote Originally Posted by rmckellar View Post
    What I typically do is I have several funders like Kapitus or On Deck who I know aren't selling my data or backdooring me, I provide them with the application that has the correct info on it. For most other funders, I have a backup application that before the merchant even signs it, auto populates my phone number into those sections and creates a secondary version of the app. If we get an offer and I'm requesting contracts, I provide the application with the correct info on it because I, you know, want the docs to go to the right place. I've personally never had a funder have an issue with it, including this file that I am working to fund right now. I have caught several shops that were 'funders' or who a 'funder' I submitted to forwarded it to, and they've called my merchants trying to steal said files. It is what it is, I've been in this industry too long to hand some shmuck my commissions and I don't care what some douchebag who isnt one of my funders thinks. There's times I have to send files to a new company that I don't have history with and I don't trust them, and this method has served me well to sort out those pieces of garbage who think they have some right to call my merchant, lie to them, and swindle them into a commission.
    kapitus sends there declines to ondeck just incase you didnt know

  9. #34
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    Quote Originally Posted by Supremefunding View Post
    kapitus sends there declines to ondeck just incase you didnt know
    And On Deck to Big Think (broker)

  10. #35
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    Quote Originally Posted by Yankeeman07 View Post
    A broker that wipes out a merchant's phone number, email, or changes that info , plus changing the date the application was signed -
    Yes those would be red flags for me.


    If I'm the guy writing the check (which I'm not) I would not accept applications from that broker.

    In my Sales Career I've written Life/Health Insurance, SBA Loans, Credit Card/ACH Processing Applications and would never consider changing
    or submitting false information to Underwriting.

    I can recall a few times before E-Mail - Docu Sign Era traveling back to an applicants Home/Business because I neglected to secure a signature on part of an application.
    I have run 3 direct lenders over the last 12 years. It's weird how the people who run their mouth the most have the least clue of what they're talking about. I just explained to you in explicit detail that I don't change anything, not only that but I have extensive experience in actual regulated lending markets and it's common practice to put the agent's phone number in the client's space. I wonder why you sit on an almost-defunct MCA message board all day you boomer.
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  11. #36
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    Quote Originally Posted by Supremefunding View Post
    kapitus sends there declines to ondeck just incase you didnt know
    I personally have never in a decade of dealing with Strategic, now Kapitus, seen any name other than Kapitus, Colonial Funding, or my company for when we white-labeled with them. I have never seen any evidence of this and I submit to both Kapitus and On Deck the same deals all the time. Maybe they do, but I've never seen a single instance of it.
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  12. #37
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    lmao anyone calling me because I post with my real name and have my info in my signature, get a life.
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  13. #38
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    Question Almost-Defunct Message Board

    Quote Originally Posted by rmckellar View Post
    I have run 3 direct lenders over the last 12 years. It's weird how the people who run their mouth the most have the least clue of what they're talking about. I just explained to you in explicit detail that I don't change anything, not only that but I have extensive experience in actual regulated lending markets and it's common practice to put the agent's phone number in the client's space. I wonder why you sit on an almost-defunct MCA message board all day you boomer.
    Sean would be interested to know he is running a defunct Message Board

    BTW:
    This site can’t be reached

    Check if there is a typo in www.pegasusfundinggroup.com.

    • If spelling is correct, try running Windows Network Diagnostics.


    [COLOR=var(--error-code-color)]DNS_PROBE_FINISHED_NXDOMAIN




    [/COLOR]
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  14. #39
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    Quote Originally Posted by Supremefunding View Post
    kapitus sends there declines to ondeck just incase you didnt know
    even if that is true... so what? have you read your ISO agreement with Kapitus aka Strategic ... a pioneer in the industry...
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  15. #40
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    Sean would be interested to know he is running a defunct Message Board

    BTW:
    This site can’t be reached

    [FONT="]Check if there is a typo in www.pegasusfundinggroup.com.[/FONT]
    [FONT="][/FONT][FONT="]
    • If spelling is correct, try running Windows Network Diagnostics.


    [COLOR=var(--error-code-color)]DNS_PROBE_FINISHED_NXDOMAIN




    [/FONT][/COLOR]
    how much have you funded this month?

    you have alot of free time?
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  16. #41
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    Quote Originally Posted by Yankeeman07 View Post
    Sean would be interested to know he is running a defunct Message Board

    BTW:
    This site can’t be reached

    [FONT="]Check if there is a typo in www.pegasusfundinggroup.com.[/FONT]
    [FONT="][/FONT][FONT="]
    • If spelling is correct, try running Windows Network Diagnostics.


    [COLOR=var(--error-code-color)]DNS_PROBE_FINISHED_NXDOMAIN




    [/FONT][/COLOR]
    since you are so concerned with me and my business, it's down because I am revamping it. Thanks for pointing that out. I do my own website, SEO, and funnels. And it's a simple fact that the MCA space and the industry forum in general have much less activity than several years ago. Don't try to gaslight anyone and don't put Sean's name in my mouth. Man, it's really apparent why so many people have problems with you Dave. You have serious personality issues.
    Last edited by rmckellar; 07-12-2022 at 04:47 PM. Reason: removed speaking truth to Dave Lambert
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  17. #42
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    Cool Real Name

    Quote Originally Posted by rmckellar View Post
    lmao anyone calling me because I post with my real name and have my info in my signature, get a life.

    You afraid to answer you phone -
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  18. #43
    A forum user Reputation points: 2147483647 Sean Cash's Avatar
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    DailyFunder's traffic is actually soaring

    If there's someone whose posts you don't want to see, you can just click on their name and then "add to ignore list" on the left side.

  19. #44
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    Quote Originally Posted by CraaaCraaa Radio View Post
    how much have you funded this month?

    you have alot of free time?
    I have the ability to multi-task - dealing with the likes of you doesn't utilize much brain power.
    Dave Lambert, Business Development
    dave@fcbankcard.com
    Merchant Services Consultant
    High Risk Merchant Payment Solutions
    SBA 7(a) Loans & Short-Term Funding
    T/VM: 727-291-7890
    Office: 727-233-1111
    Skype: fc-financial

  20. #45
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by Sean Cash View Post
    DailyFunder's traffic is actually soaring

    If there's someone whose posts you don't want to see, you can just click on their name and then "add to ignore list" on the left side.
    ha aha aha ah the General in the flesh...
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  21. #46
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by Yankeeman07 View Post
    I have the ability to multi-task - dealing with the likes of you doesn't utilize much brain power.
    with 50 dials for the day...

    and harassing another member and calling non stop


    oh yea your making calls alright and you are funding..

    wake up from the dream Yankee
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  22. #47
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    Quote Originally Posted by Yankeeman07 View Post
    You afraid to answer you phone -
    I'm shaking.

    Actually I'm just trying to close this deal without repeatedly being interrupted by you.
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  23. #48
    Senior Member Reputation points: 49585 CraaaCraaa Radio's Avatar
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    Quote Originally Posted by rmckellar View Post
    I'm shaking.

    Actually I'm just trying to close this deal without repeatedly being interrupted by you.
    now that is someone who is making money.

    not eating sabrett hotdogs for lunch...and multi tasking on DF and calling members direct non stop...

    hahaha aha aha
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  24. #49
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    Quote Originally Posted by CraaaCraaa Radio View Post
    you must be new to the industry. which also tells me that your conversion rate is not the best either.
    Take it easy on poor Dave. He's having a tough time standing in front of the abandon K-Mart selling BlockBuster Video memberships. He tried to do this online, but the local Panera Bread would not let him use their phone line so he could access the internet using his dial-up modem.
    Hedley Lamarr......That's Hedley

  25. #50
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    the same stories pop up on DF regarding backdooring and stealing apps or funder's sending declines to other funder's or through ISOs. the bottom line is, if you want change, and, can prove a cause of action, file a lawsuit. have others join you if its widespread, and, get restitution. Sure, coming on DF serves like going to a shrinks office to tell your stories of wrong doing, but, it's not changing the practice in the business.



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